Personal Accident and Travel Cover

The Local Government Mutual provides an alternative to traditional insurance, offering Members choice, flexibility and transparency.

Sign up for a business case review today.

Protecting the local government family

Our Personal accident and travel covers offer protection including:

  • group personal accident
  • business travel

We understand each local authority is different, therefore the cover is tailored to your individual local authority’s needs.

The Local Government Mutual is designed by local government, for local government. We understand the industry and your pressures. As a Mutual we exist purely for the benefit of our Members – we have no shareholders expecting dividends and we even have the discretion to pay claims that aren’t always covered. That’s what makes us different.

We’ve got you covered


Cover options to suit each authority.


Personal belongings and valuables including up to 60 days worldwide.


Equipment up to £2,500.


Tracing and repairing leaks up to £2,000.


Interest-free payment plans.


No admin fees.


No cancellation fees.


Fast and easy claims service.