The Local Government Mutual is owned by and operated for the benefit of its members. As a Mutual we don’t have shareholders expecting a return on investment. All Councils that are members of the Local Government Association can apply to join the Mutual.
The Local Government Mutual is designed by local government, for local government – bringing together the necessary expertise to help you get the most from your risk cover arrangements.
As a mutual, we don’t have external shareholders, our members control how the Mutual is run.
The Local Government Mutual’s operating model is that of a hybrid discretionary mutual, which means:
The Mutual pools the contributions from its members to cover the cost of low-level expected losses. Insurance is arranged to protect against larger, unexpected losses and accumulations of losses.
The Mutual’s Board has the discretion to pay claims which are, in practice, settled in accordance with the protection wording. In exercising its discretion the Board can approve claims that fall outside the terms of a Member’s protection, if it considers this to be appropriate.
The Mutual’s contracts with its members fall within the exemption in regulation 12(4) of the Public Contracts Regulations 2015 as the Mutual is controlled by the Contracting Authorities comprising its membership.
Fourteen councils, along with the Local Government Association (LGA), have joined together to establish the new Local Government Mutual, bringing together expertise and best practice to help authorities control their cost of cover.
Brian qualified as an accountant in 1980. He is Past President of the Chartered Institute of Public Finance and Accountancy (CIPFA). He was a Member and past president of the Society of County Treasurers and he has also been an LGA core finance adviser and past president of the Association of Local Government Treasurers. Brian is currently a trustee of the Centre for Public Scrutiny.
Ian qualified as a Fellow of the Institute and Faculty of Actuaries in 1998 and has over 20 years’ experience in insurance. Prior to joining the Government Actuary’s Department in 2012 he held senior roles at both Aviva (formerly Norwich Union) and Munich Re.
Jonathan, an architect, previously ran one of the UK’s largest consulting practices, before moving from London to Leicestershire with his family in 2010.
He became a borough councillor in 2011, and a county councillor in 2017. In addition he currently serves on a number of local, regional and national government, education and business boards.
A lifelong Trafford resident, he is the Leader of Trafford Council and has been a local councillor representing Sale Town Centre since 2011.
Andrew’s professional background is in project management, predominantly in civil engineering specialising in supporting delivery of large scale infrastructure programmes. He has also worked on IT transformation projects including at Manchester Airport Group.
In addition to his work as Leader of Trafford Council and on Green City Region Andrew sits on the North West Regional Leaders’ Board, serves on the Board of a local mental health charity and is the Vice President of a Trafford-based youth association. Andrew is also a non-executive director of Trafford Housing Trust and is a member of the LGA Improvement and Innovation Board.
Local Government Mutual Limited is a company registered in England and Wales with registered number 11339811 and its registered office at 18 Smith Square, London, SW1P 3HZ.
Local Government Mutual Limited (FRN:820223) is an appointed representative of Regis Mutual Management Limited which is authorised and regulated by the Financial Conduct Authority, FRN: 479202.
Local Government Mutual Limited is managed by LGM Management Services Limited, a company registered in England and Wales with registered number 11344946 and its registered office at 8 Maltings Place, 169 Tower Bridge Road, London, SE1 3JB.
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